|USA Canoe/Kayak Insurance Program|
December 2, 2016
Steps for current USACK members on how to transition to the ACA Insurance program for clubs, affiliates, and members.
November 30, 2015
(Fredericksburg, VA) - Insurance for USACK Clubs & Events
On December 1, 2015, all current USACK members, clubs and affiliates will be given a complementary 1-year membership to the ACA in order to ensure a continuation of insurance coverage. An email will be sent from USACK describing this process.
We realize there might be some transitional challenges associated with this insurance process. Please contact us if a club or an individual member needs assistance.
INSURANCE COVERAGE - Transition from previous to current coverage options
General Liability Insurance
Previous info: USA Canoe/Kayak provides this important coverage as a membership benefit at no additional cost. The USA Canoe/Kayak General Liability policy provides liability protection for it's member athletes, clubs, coaches, umpires, and volunteers from claims brought by third parties alleging bodily injury, property damage, personal or advertising injury in connection with covered activities. Most venue owners will require that this insurance be in place before a club is allowed to utilize venue facilities.
Participant Accident Insurance
Previous info: USA Canoe/Kayak provides Excess Medical and Accidental Death and Dismemberment (AD&D) coverage for members who are participating in sanctioned events and approved activities.
Directors & Officers Liability Insurance (optional)
Previous info: Directors and Officers Liability insurance is offered at an additional cost to all USA Canoe/Kayak member clubs. This important coverage is not the same as General Liability; D&O insurance protects club directors & officers from personal liability associated with their wrongful acts, errors, and omissions in their performance of duties for the club. Typical D&O claims often allege mismanagement of funds and negligent decisions affecting club members, participants, coaches, officials and others.
Hull Insurance (optional)
Previous info: Personal Property Insurance for club-owned Boats & Related Equipment and Property, aka Hull Insurance.
Certificates of Insurance
Previous info: Certificates of insurance are available from USA Canoe/Kayak upon request. Each certificate requested and issued is subject to a fee. A certificate may be used if a third party, such as a field owner, school or sponsor, requests proof of general liability coverage, or requires being added to the policy as an "additional insured."